The Federal Government of Nigeria has officially opened the GEEP Loan Application Portal for Nigerians interested in accessing interest-free loans under the Government Enterprise and Empowerment Programme (GEEP).
This online application follows the earlier nationwide data capture exercise carried out by government-appointed enumerators, who manually collected details from small business owners, traders, farmers, and artisans across the country.
The GEEP initiative was first introduced in 2016 during the administration of Muhammadu Buhari as part of Nigeria’s broader strategy to promote financial inclusion, reduce poverty, and empower low-income earners.
Today, the programme operates under the Federal Ministry of Humanitarian Affairs and Poverty Alleviation and remains a core component of the National Social Investment Programme (NSIP).
Contents
About the GEEP Programme
The Government Enterprise and Empowerment Programme (GEEP) is a federal intervention scheme designed to provide accessible financing to Nigerians who are often excluded from traditional banking loans.
Through GEEP, eligible beneficiaries can access zero-interest or low-interest loans without collateral to support small-scale businesses, farming activities, and informal trade.
The programme targets:
- Smallholder farmers
- Market women and traders
- Artisans and micro-entrepreneurs
- Low-income earners seeking business expansion
GEEP Loan Programme Summary
- Application Opens: 22 December 2025
- Sponsor: Federal Government of Nigeria
- Supervising Ministry: Federal Ministry of Humanitarian Affairs and Poverty Alleviation
- Programme Type: GEEP Loan
- Eligibility: Nigerian Citizens
- Coverage: Nationwide (All States in Nigeria)
- Loan Amount: ₦100,000 – ₦300,000
- Interest Rate: 0% (Interest-Free)
- Collateral: Not Required
- Moratorium: 3 Months Before Repayment Begins
- Application Deadline: Not Specified
Official Application Portal:
Apply for GEEP Loan Here
GEEP Loan Eligibility Criteria
To qualify for the GEEP loan, applicants must meet the following requirements:
- Must be a Nigerian citizen aged 18 years and above
- Must have a valid and active bank account
- Must possess a valid Bank Verification Number (BVN)
- Must have a valid National Identification Number (NIN)
- Must complete the online application form correctly
- Must be engaged in trading, farming, or small-scale business
- Must provide guarantor information
Components of the GEEP Loan Programme
1. FarmerMoni
FarmerMoni is designed to support smallholder farmers with interest-free loans ranging from ₦100,000 to ₦300,000. The funds help farmers purchase seeds, fertilizers, farm tools, and other essential inputs to improve productivity and income.
2. MarketMoni
MarketMoni targets market women and small-scale traders, offering loans of up to ₦100,000 at zero interest. Beneficiaries can use the funds to boost working capital, restock goods, and grow their businesses.
3. TraderMoni
TraderMoni focuses on petty traders, artisans, and micro-business owners. It provides fast and accessible loans of up to ₦100,000, helping beneficiaries expand inventory, stabilize income, and improve financial independence.
Requirements for GEEP Application Form
Applicants are required to provide accurate information in the following categories:
1. Personal Information
- State, Local Government Area (LGA), and Ward
- Full Name (First, Middle, Last)
- Gender and Date of Birth
- Nationality
- Residential Address
- Highest Level of Education (Formal or Non-Formal)
- Marital and Disability Status
- Phone Number
- National Identification Number (NIN)
- Bank Verification Number (BVN)
2. Bank Details
- Bank Name
- Account Name
- Account Number
3. Farm Details (For Farmers Only)
- Farm Type (Rainy or Dry Season)
- Commodities
- Farm Produce
4. Guarantor Information
- Guarantor’s Full Name
- Gender
- Phone Number
- Email Address
- Relationship to Applicant
- Residential Address
5. Document Upload
- Recent Passport Photograph
- NIN Slip (Optional)
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Important Advice for Applicants
Ensure all details provided are accurate and match your official records. False information may lead to disqualification. Always apply only through official portals and avoid agents demanding payment, as the GEEP loan application is completely free.
Bookmark this page and check back regularly for updates on approval timelines and repayment guidelines.
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