NELFUND Opens 2025/2026 Student Loan Application Portal

NELFUND Opens 2025/2026 Student Loan Application Portal – How to Apply for Nigerian Education Loan Fund:

The Nigerian Education Loan Fund (NELFUND) has officially announced the opening of its student loan application portal for the 2025/2026 academic session. The loan application window will open on Thursday, October 23, 2025 and run until Saturday, January 31, 2026. This initiative by the Federal Government of Nigeria aims to make higher education accessible and affordable for all Nigerian students through interest-free loans managed by NELFUND. The fund seeks to ensure no student is denied education due to financial constraints.

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Overview of the 2025/2026 NELFUND Loan Application

The management of NELFUND appreciates the continued cooperation of tertiary institutions across Nigeria and calls for further collaboration to ensure a smooth and inclusive loan process for all eligible students. Institutions are advised to upload verified records of both returning and newly admitted students to the NELFUND Student Verification Portal. This step is crucial for students to successfully apply and benefit from the loan program.

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Item	Details / Action Required
Portal Opening Date	Thursday, October 23, 2025
Portal Closing Date	Saturday, January 31, 2026
Eligible Students	Returning and newly admitted students of accredited tertiary institutions in Nigeria
Student Identification	Fresh students may apply using either their Admission Number or JAMB Registration Number (in place of Matric Number)
Institutional Flexibility	Institutions are encouraged to show understanding in enforcing registration and fee payment deadlines for students awaiting loan disbursement
Special Notice	Institutions that have not yet commenced their 2025/2026 academic session should formally write to NELFUND with their approved academic calendar to ensure scheduling flexibility

Purpose of the NELFUND Student Loan Scheme

The Nigerian Education Loan Fund (NELFUND) was established to provide interest-free education loans to Nigerian students in tertiary institutions. The aim is to bridge the financial gap that prevents many from completing their education and to promote equal access to higher learning opportunities nationwide. By offering these student loans, NELFUND is helping to reduce dropout rates, empower students with financial stability, and promote a skilled workforce that can contribute to Nigeria’s socio-economic development.

How to Apply for NELFUND Student Loan 2025/2026

Eligible students can follow the steps below to successfully apply for the NELFUND loan:

1. Visit the official NELFUND website.

2. Click on the “Apply for Student Loan” button on the homepage.

3. Create an account using your valid email address and phone number.

4. Log in and complete the application form with accurate personal, academic, and financial details.

5. Upload all required documents such as admission letter, JAMB slip, and institution verification details.

6. Submit your application and wait for confirmation from your institution and NELFUND.

Note: Students are advised to double-check all submitted information to avoid application rejection or processing delays.

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Important Guidelines for Institutions

Institutions are reminded to:

Update and upload verified records of all returning and newly admitted students on the NELFUND Student Verification Portal.
Provide accurate student data to ensure quick processing of loan applications.
Exercise flexibility in enforcing registration and school fee deadlines for students awaiting disbursement.
Notify NELFUND if their academic calendar differs from the standard timeline to allow scheduling adjustments.

Support and Contact Information

For technical support or further enquiries, institutions and students can reach NELFUND through the following official communication channels:

Email: data@nelf.gov.ng
X (Twitter): @nelfund
Instagram: @nelfund
Facebook & LinkedIn: Nigerian Education Loan Fund – NELFUND
Website: www.nelf.gov.ng

Signed: Mrs. Oseyemi Oluwatuyi Director, Strategic Communications Nigerian Education Loan Fund (NELFUND)

Why NELFUND Student Loan is Important

This government-backed loan program represents a major milestone in Nigeria’s commitment to affordable and inclusive education. It provides financial support to students who would otherwise struggle to pay tuition and accommodation fees. The initiative also aligns with national development goals to empower young Nigerians with skills and education for future employment and innovation.

Benefits of the NELFUND Student Loan

Interest-free loan for all Nigerian students.
Available for both returning and new students in accredited tertiary institutions.
Flexible repayment terms after graduation.
Encourages equal educational opportunities across states and institutions.

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FAQs on NELFUND Student Loan 2025/2026

1. Who can apply for the NELFUND loan?

All returning and newly admitted students of accredited universities, polytechnics, and colleges of education in Nigeria can apply for the 2025/2026 NELFUND loan.

2. Is there any interest on the loan?

No, the NELFUND student loan is interest-free, making it one of the most affordable ways for students to finance their education.

3. What documents are needed for the application?

Applicants will need their admission letter, JAMB registration number or matric number, school verification, and other supporting documents required on the portal.

4. Can I apply if my school has not resumed the 2025/2026 session?

Yes. However, your institution must formally communicate with NELFUND to align your application timeline with their approved academic calendar.

5. When will disbursement start?

Disbursement begins once verification is completed and applications are approved. Students will be notified via their registered email and dashboard.

Final Thoughts

The opening of the NELFUND 2025/2026 Student Loan Portal is a life-changing opportunity for thousands of Nigerian students to pursue their academic dreams without financial pressure. Eligible students are encouraged to apply early, provide accurate details, and follow the application steps diligently. Institutions are also urged to support their students through data verification and flexible registration policies to ensure every learner benefits from this government initiative. For detailed information and updates, always visit the official NELFUND portal at